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If you are ready to shop for a Miami Condo or a single family Miami home, make sure you get pre-approved before you start looking. In today's Miami real estate market, your offer needs to look better than that of your potential competitor.
You should have a solid down payment and a pre-approval letter in hand that shows you can get financing for the home you want. You used to be able to look around at homes and then secure financing after signing the offer or the Purchase and Sale agreement, but these days that's just too risky. Additionally, by getting pre-approved for your Miami home loan, you'll ensure that you shop within your budget.