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No one likes to give money away, but a monetary credit from the seller to the buyer can solve a problem that might otherwise derail a home-sale transaction. Suppose the dream florida home you've had your eye on needs some major, unexpected repairs? It can be a deal-breaker. Another option is for the buyers to ask the sellers to credit them enough money to cover the necessary repairs. If the sellers are willing, the transaction stays together. The sellers will net get less from the sale, but the sale will close. If more time on the market means less money for the seller, this could be an acceptable solution for both parties.