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Miami is located in a particularly flood vulnerable area. Identifying where floods are most likely to happen may influence your choice of neighborhood and home when shopping for Miami Real Estate. Miami Dade County has developed a terrific internet application to identify how prone your address or neighborhood is to flooding.
They will give you your Flood Zone type which can be: A, AE, AH, VE, X and X-500. Each zone is determined by measurements of Base Flood Elevations and hydraulic analysis. If you are in any flood zone you will be required by your mortgage company to take out flood insurance. This can be expensive so you should consider the ramifications of living in a flood zone before you sign on the dotted line.